Does car insurance cover other drivers

 · In your car insurance policy, your car is covered by the comprehensive and collision coverage and you are covered through your liability and any medical coverage. In most states, the insurance company will pay to cover repairs to your vehicle regardless of who is driving. 1 But when insurers look at the person behind your wheel and the other car involved . But the driver does need to fit specific criteria. The driver must have your permission to drive your vehicle. So if you have a friend, a family member, a co-worker, a neighbor, or just about anyone the permission to drive your vehicle, your insurance may automatically cover them. They just need your www.doorway.ruted Reading Time: 8 mins.  · Does My Car Insurance Cover Other Drivers? The general answer to the question of does my car insurance cover other drivers is this: If they have your permission, it should to some degree.

Your car insurance typically will cover other drivers operating your vehicle if they’re listed on the policy. This may include your spouse or significant other, your parents, your siblings or your children. In your car insurance policy, your car is covered by the comprehensive and collision coverage and you are covered through your liability and any medical coverage. In most states, the insurance company will pay to cover repairs to your vehicle regardless of who is driving. 1 But when insurers look at the person behind your wheel and the other car involved in the collision, things become less black and white. No insurance will cover a driver that operates your car without the owner's permission. Your terms and conditions may vary depending on your provider. Does my Auto Insurance Cover Other Drivers in Another State? Generally your vehicle auto insurance will cover a driver from any state as long as he or she has permission to operate the vehicle. However, this isn't always the case.

Understanding the different types of car insurance coverage can help you avoid being under-protected. Here’s what car insurance covers — and what it doesn't. FinanceBuzz is reader-supported. We may receive compensation from the products and. Every state requires car insurance if you plan on taking your car out on the road. Depending on the type of car you drive, the amount of driving you do and a number of other factors, rates can vary significantly. Additionally, different typ. Car insurance is an unavoidable expense, but you shouldn’t pay more for it than necessary. If you’re buying a car, truck or SUV, get a few insurance estimates before you commit to the purchase so that you know what it will cost you to own a.